Process

Our Services

Asset-Backed Lending Partners, LP (“ABLP”) provides bridge loans to commercial real estate owners enabling them to secure financing on a timely basis. The underlying asset, whether office buildings, shopping centers, storage properties, apartment complexes, or other types of commercial property holdings, are collateral for the loans.

We provide financing for borrowers who are being underserved by traditional banking and financial institutions by extending asset-backed short-term private business loans subject to our in-house underwriting criteria.

LOAN QUALIFICATION PROCESS

1

SOURCE TRANSACTION

COMMUNE ABLP partners with co-lenders and its network of real estate professionals to source pre-qualified transactions.

2

Asset Due Diligence

• Independent appraisal
• Site and area visits
• Comprehensive title search
• Third-party broker opinions of Value
• Cash flow analysis and sales comparables

3

Borrower Due Diligence

• Credit check
• Personal income review
• Identify personal assets and secondary collateral

4

Loan Origination

• Counsel prepares loan documents
• First Trust Deeds on primary collateral
• Assignment of rents & pre-pay penalties
• Personal guarantees and secondary collateral

EXPLANATIONS

Why Commune ABLP versus making direct individual loans?

1

Professional Resources

Professional underwriting & management.

2

Reduced Risk

Low LTV and class A structure allows for further risk reduction.

3

Low Minimum Investment

$100,000 for diversified portfolio of loans vs $1 million+ for a typical loan.

3

Diversification

By diversifying the portfolio of loans, we reduce investment risks.

WHAT MAKES COMMUNE ABLP DIFFERENT

1

Transparency

We provide our investors with monthly correspondence which details the partnership’s activities.

2

Stewardship

We serve the best interests of our clients.

3

Capital Structure

COMMUNE ABLP’s capital structure allows investors to pick their target risk/return.

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